Monday, July 07, 2008

How Health Insurance Comapines Are Like Congress

The conventional wisdom is that Congress sucks, but you will usually find that your Member of Congress has higher approval ratings than Congress itself. What that really means is that "you" find your representation in COngress to be satisfactory while viewing the institution as flawed.

Rasmussen reports that "you" think the same way about your health insurance.
More than two out of three Americans (68%) rate health care in this country as fair or poor, but a near identical number (69%) give good or excellent marks to their health insurance coverage and are very reluctant to change it.
Why would 69% of Americans hesitate to change their insurance companies? Because our insurance companies are getting a bad rep from the same people who are talking down the American economy: Democrats and their cohorts in the 527 Media.

Let's get to tthe politics of the issue:
Republican presidential candidate John McCain has proposed that Americans who buy health insurance get a refundable tax credit. However, employer contributions to health insurance would be treated as income, subject to income taxes but not payroll taxes.

His Democratic opponent, Barack Obama, has called for a national insurance program for individuals and small businesses similar to what federal employees have.

Dissatisfaction with the U.S. health care system makes the issue a perennial campaign favorite. The fact that voters are generally reluctant to give up their own insurance coverage makes the issue resistant to reform.
Here's an idea...let's not do either one! Clearly, if 69% of the American people think that their insurance companies are doing a good job and don't want to change, we shouldn't make any drastic moves. Leave it to the politicians to want to change something that actually works in this country.

UPDATE: If this isn't an argument AGAINST socialized medicene in this country, I don't know what is...
Democrats are dramatically more skeptical of the overall health care system than Republicans: 86% of Democrats rate it fair or poor, as opposed to 50% of Republicans who see it as good or excellent. Sixty-five percent (65%) of unaffiliated voters also give the system low marks.

Still, 64% of Democrats, 75% of Republicans and 67% of unaffiliated voters grade their own health insurance as good or excellent.

African-Americans, however, are nearly evenly divided in their assessment of their own health insurance programs, with 48% giving them excellent or good marks and 50% rating them fair or poor. Seventy-four percent (74%) of whites, by contrast, rate their own programs food or excellent, with only 26% giving them the lower marks.

Accordingly, blacks are nearly twice as likely as whites to favor switching to an insurance program administered by the government, 27% to 14%.
If only a quarter of the African American demographic are willing to place their healthcare insurance concerns on the government, liberals are going to have a hard sell turning this country in to the socialist utopia that they think the People want. I'd say "Good luck with that." but I'd be lying...